“What is generalized in Jesus’s lament over Jerusalem is personalized in the incident with the rich young ruler (Luke 18:18–23). The ruler asked, “What must I do to inherit eternal life?” (v. 18 HCSB). If Jesus were a Calvinist, one might have expected him to answer, “Nothing!” and admonish the young ruler for the impertinence of his question, particularly the idea that he could do anything to inherit eternal life, as if to steal glory from God’s monergistic salvation. Instead, Jesus told him what he could do: he could go and sell all his possessions and give them to the poor. This instruction was not just about the young ruler’s money; it was about his heart. He loved his money and the privileges it gave him, and he just could not live without it. In other words, Jesus would not grant him eternal life unless he was willing to make a total commitment of his life to God, but the young ruler was unwilling to do so. Jesus let him walk away and face the solemn consequences of his decision.
Noting the rich young ruler’s unwillingness, Jesus then commented about how hard it is for a rich person to enter heaven—indeed, as hard as a camel going through the eye of a needle (Luke 13:24–28). Of course, if Jesus were a Calvinist, he never would have suggested that it was harder for rich people to be saved by God’s irresistible grace than for poor people. Their wills would be changed immediately and invincibly upon hearing God’s effectual call. It would be no harder for a rich person to be saved by God’s monergistic and irresistible calling than it would be for any other sinner. But the real Jesus was suggesting that their salvation was tied in some measure to their response and commitment to his calling.”
— Steve Lemke, Is God’s Grace Irresistible? A Critique of Irresistible Grace. In David L. Allen & Steve W. Lemke (eds.), Calvinism: A Biblical and Theological Critique (B&H Academic, 2022), p. 140.
